Nice map!

 

Lovely map today - played using the rules summarised below. Dead heat! Only one annoying hole - fair enough as it would have been tactically useful to block that lake's completion.

A few times a fjord was finished and then included again in another fjord. Does this matter? A player does not have to finish the fjord and can leave their boat there, maybe? This adds another decision. The points will be available later though they may be shared.